to Sell Digital Products & Subscriptions
Whop vs Suby: The Real Cost of Selling Digital Products Online
- Platform & processing fees
- Payment method and regional surcharges
- Marketplace margin
- Payout delays and reserve mechanisms
- Transparent flat fees
- No marketplace tax
- Crypto-friendly payouts (USDC)
- Instant access delivery after payment
Key differences: Whop vs Suby
Whop vs Suby: Choosing the Right Payment Solution for Paid Communities & Online Businesses
Whop is commonly used for selling digital products, but it relies on centralized infrastructure and fiat payouts, which can limit flexibility. Sellers often face payout delays, platform rules, and account reviews.A Whop alternative like Suby allows customers to pay by card or crypto, while sellers receive USDC payouts directly to their wallet. This gives digital product creators faster settlement, global reach, and full control over their revenue.
Creators often look for a Whop alternative due to account freezes, payout delays, platform dependency, and lack of crypto-native payouts. When a platform controls access and payments, creators take on platform risk.Suby reduces this risk by paying out in USDC directly to the creator’s wallet and automating access externally, giving creators more ownership over their business.
Whop supports paid communities, but access control and payouts are still tied to a centralized platform. This can become restrictive as communities scale.Suby is built specifically for paid Discord communities. Members pay by card or crypto, access is granted automatically, and creators receive USDC payouts, making it a strong Whop alternative for Discord monetization.
Whop is not designed for Telegram-native monetization. Managing access, renewals, and payments often requires workarounds.Suby integrates directly with Telegram, allowing users to pay by card or crypto while access to private groups or channels is automated. USDC payouts make it ideal for Telegram-based businesses.
Agencies often sell retainers, subscriptions, or access to private resources. Whop’s platform model can limit branding, flexibility, and payout control.Suby allows agencies to accept card + crypto payments, automate recurring billing, and receive USDC payouts, making it a better Whop alternative for service-based businesses.
Account freezes are a major risk on centralized platforms like Whop. If your account is flagged or reviewed, payouts and access can be blocked.Suby reduces this risk by separating payments, payouts, and access control. Funds are paid directly to your wallet in USDC, giving you full custody and reducing platform risk.
Founders in emerging markets often face issues with Whop due to payout restrictions, banking requirements, or limited country support.Suby removes these barriers by allowing users to pay by card or crypto while founders receive USDC payouts without needing a local bank account. This makes it ideal for emerging markets.
Global businesses need flexible payment methods and fast settlement. Whop’s reliance on fiat payouts can slow down operations.Suby supports global payments with card + crypto, and settles in USDC, making it easier to operate internationally without banking friction.
Crypto-native businesses often find Whop too centralized and fiat-focused.Suby is designed for crypto-native teams, enabling card onboarding for non-crypto users while keeping payouts fully on-chain in USDC.
As communities scale, manual moderation and platform limits become bottlenecks.
Suby automates payments, renewals, access, and removals, allowing paid communities on Discord and Telegram to scale without operational overhead.
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