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Compare Whop vs Suby
The Best Whop Alternative
to Sell Digital Products & Subscriptions
If you sell digital products or SaaS subscriptions, Whop fees and limitations add up fast.
Suby is a modern Whop alternative built for global creators and SaaS teams:
 crypto-friendly payments, lower fees, instant access delivery, and no platform lock-in.
Compare Suby vs Whop
Payments & subscriptions for creators and SaaS businesses

Whop vs Suby: The Real Cost of Selling Digital Products Online

Both Whop and Suby let you sell digital products and subscriptions.
 The real difference appears when you look at total fees, payout delays, and how much revenue you actually keep as a creator or SaaS founder.
$10,000 in monthly SaaS subscription revenue
Black downward arrow icon on white background.
Whop
Advertised fees look simple at first, but in practice, creators often pay more.
What usually gets added:
  • Platform & processing fees
  • Payment method and regional surcharges
  • Marketplace margin
  • Payout delays and reserve mechanisms
Real cost: often 8–12% of monthly MRR
What you actually receive: around $8,800–$9,200, paid days or weeks later
Suby
Suby is built to maximize what creators keep, without marketplace constraints.

  • Transparent flat fees
  • No marketplace tax
  • Crypto-friendly payouts (USDC)
  • Instant access delivery after payment

Flat 5% on international payments.
You keep $950 in USDC, directly in your wallet, with no hidden FX or extra fees.
Compare Whop vs Suby

Key differences: Whop vs Suby

If you sell globally, Stripe’s 2.9% becomes 6–10% once you add FX, cross‑border, subscriptions, invoices and hidden fees
Payments focus
businesses selling internationally.
general-purpose payment
Fees on international payments
fees capped at 5% on international payments
from 8 to 20% on international payments
Payout currency
direct payouts in USDC to your wallet.
payouts to bank accounts in fiat
Crypto and USDC
card + crypto checkout with USD payouts
Available, but high fees and low flexibility
Risk of frozen funds
Predictable payouts with on-chain settlement
possible account reviews, frozen payouts
Global Coverage
Worldwide from day 1
Expand country by country (€2-8k per market)
Subscriptions
Native subscriptions with recurring billing logic
Supported, but tied to Whop rules
Support
WhatsApp / Telegram / Discord, 7/7, <120min
Email tickets, 2-5 days, business hours only
Discord & Telegram fit
Integration specifically for Discord & Telegram
Discord-focused, limited Telegram support
Platform dependency
Automated USDC settlement to your wallet
Sales and payouts subject to Whop policies
Get started
When Whop is a good fit. When Suby is a better fit.

Whop vs Suby: Choosing the Right Payment Solution for Paid Communities & Online Businesses

If you’re looking for a Whop alternative to manage paid communities, digital products, or access on Discord and Telegram, the right choice depends on how much control and flexibility you need over payments and payouts.Both platforms enable monetization, but they are built for very different operating models.
Whop
Whop works best as an all-in-one marketplace for selling digital products and community access, with built-in discovery and platform tooling.
Stripe is a good choice if:
you want a marketplace-driven setup with built-in exposure
you sell digital products or community access
you’re comfortable with platform rules and moderation
your audience is mainly in supported regions
you’re fine with limited payout flexibility
payout timing is not business-critical
Suby
Suby is built for digital products sellers, paid communities and subscription-based businesses that need full control over access, payments, and payouts, without marketplace constraints.
Suby is a better fit if:
you run subscriptions for Discord or Telegram
you want to reduce the risk of payment freezes
you sell globally, including regions not covered by Whop
you want USDC payouts with predictable fees
you want payments to work outside a marketplace model
you care about cash flow, speed, and payout transparency
FAQ section
Frequently asked questions
We've compiled the most important information to help you get the most out of your experience. Can't find what you're looking for? Contact us.
What is the best Whop alternative for selling digital products?

Whop is commonly used for selling digital products, but it relies on centralized infrastructure and fiat payouts, which can limit flexibility. Sellers often face payout delays, platform rules, and account reviews.A Whop alternative like Suby allows customers to pay by card or crypto, while sellers receive USDC payouts directly to their wallet. This gives digital product creators faster settlement, global reach, and full control over their revenue.

Why do creators look for a Whop alternative?

Creators often look for a Whop alternative due to account freezes, payout delays, platform dependency, and lack of crypto-native payouts. When a platform controls access and payments, creators take on platform risk.Suby reduces this risk by paying out in USDC directly to the creator’s wallet and automating access externally, giving creators more ownership over their business.

What is the best Whop alternative for paid Discord communities?

Whop supports paid communities, but access control and payouts are still tied to a centralized platform. This can become restrictive as communities scale.Suby is built specifically for paid Discord communities. Members pay by card or crypto, access is granted automatically, and creators receive USDC payouts, making it a strong Whop alternative for Discord monetization.

What Whop alternative works best for paid Telegram groups?

Whop is not designed for Telegram-native monetization. Managing access, renewals, and payments often requires workarounds.Suby integrates directly with Telegram, allowing users to pay by card or crypto while access to private groups or channels is automated. USDC payouts make it ideal for Telegram-based businesses.

What is the best Whop alternative for agencies?

Agencies often sell retainers, subscriptions, or access to private resources. Whop’s platform model can limit branding, flexibility, and payout control.Suby allows agencies to accept card + crypto payments, automate recurring billing, and receive USDC payouts, making it a better Whop alternative for service-based businesses.

What Whop alternative helps avoid account freezes?

Account freezes are a major risk on centralized platforms like Whop. If your account is flagged or reviewed, payouts and access can be blocked.Suby reduces this risk by separating payments, payouts, and access control. Funds are paid directly to your wallet in USDC, giving you full custody and reducing platform risk.

What is the best Whop alternative for founders in emerging markets?

Founders in emerging markets often face issues with Whop due to payout restrictions, banking requirements, or limited country support.Suby removes these barriers by allowing users to pay by card or crypto while founders receive USDC payouts without needing a local bank account. This makes it ideal for emerging markets.

What Whop alternative works best for global businesses?

Global businesses need flexible payment methods and fast settlement. Whop’s reliance on fiat payouts can slow down operations.Suby supports global payments with card + crypto, and settles in USDC, making it easier to operate internationally without banking friction.

What is the best Whop alternative for crypto-native businesses?

Crypto-native businesses often find Whop too centralized and fiat-focused.Suby is designed for crypto-native teams, enabling card onboarding for non-crypto users while keeping payouts fully on-chain in USDC.

What Whop alternative works best for scaling paid communities?

As communities scale, manual moderation and platform limits become bottlenecks.
Suby automates payments, renewals, access, and removals, allowing paid communities on Discord and Telegram to scale without operational overhead.

Still have questions?

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contact@suby.fi
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